ARTICLES & INSIGHTS
PayX examines the forces reshaping payments and digital finance, with a particular focus on Africa, real-world use cases and economic impact.
PUBLICATIONS
Ghana recorded 1.046 billion mobile money transactions in August 2026, worth GH¢518.8 billion. The record confirms the market’s scale, but the composition of flows shows why transaction volume, merchant usage, inclusion and profitability should not be treated as the same measure.
4 MIN READ
Remita has launched a Nigerian consumer app that displays multiple bank accounts in one dashboard and announces transfers to other African countries through PAPSS. PayX separates the single interface from the actual payment chain and identifies the evidence still needed.
5 MIN READ
BCG estimates that payments revenue in the Middle East and Africa could reach $150 billion by 2030. PayX examines what the forecast actually means for African banks, fintechs, PSPs and merchants.
5 MIN READ
Kenya is consulting on a wholesale overhaul of its payment law. Beyond licensing, the draft would make interoperability enforceable, require reporting of outages and reconciliation breaks, protect wallet funds and prepare for open finance. PayX examines what would change in practice and what still depends on future regulations.
6 MIN READ
Airtel Money is reportedly considering raising at least £600 million in London, down from an initial target of up to £1.5 billion. PayX examines what the revision reveals about how investors value a fast-growing African mobile money platform.
4 MIN READ
Africell has secured a $99.6 million direct loan from the US EXIM Bank to invest in its Angolan network. The payment question is whether this investment will measurably improve Afrimoney availability, transaction success and access beyond major urban centres.
5 MIN READ
The investor surge around the Dangote IPO slowed some platforms. PayX analyses the technical chain, duplicate-subscription risk and the metrics required to measure resilience.
5 MIN READ
BCEAO has certified 24 PI-SPI Business APIs across all eight WAEMU countries. PayX distinguishes technical compliance, public availability and the evidence of use still required.
3 MIN READ
PAPSS plans to connect Egypt’s InstaPay application to its cross-border infrastructure. The service is not yet generally available and will depend on participating banks, live corridors, foreign exchange, liquidity and settlement.
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